In October 2016, Yasini Kalika Ssekamanya secured a loan of Shillings 45million from Mercantile Credit bank limited after surrendering the land title of 0.061 hectares where Nakaayi stays as a tenant. In March 2019, Mercantile sold off the land title to Hanifar Nakonde when Ssekamanya failed to service the loan.
Rovinsa Kasirivu Nakaayi, 60, a widow and resident of Nsube in Mukono Central Division in Mukono Municipality has lost her home following a fraudulent deal done between Mercantile Credit bank limited and her former landlord.
In October 2016, Yasini Kalika Ssekamanya secured a loan of Shillings 45million from Mercantile Credit bank limited after surrendering the land title of 0.061 hectares where Nakaayi stays as a tenant.
In March 2019, Mercantile sold off the land title to Hanifar Nakonde when Ssekamanya failed to service the loan. On Monday night, Nakonde ordered the demolition of Nakaayi’s house on grounds that she was illegally occupying her land since she is not registered as a tenant.
According to Nakaayi, at around 10 pm while inside her house with her elder daughter, they heard a team of people banging on their four-room house while ordering them to get out before it falls on them. According to Nakaayi, she took the warning as a joke not until the bedroom wall started falling in forcing them to flee to save their lives.
//Cue in: “Nze najja wano
Cue out: …tetumanyi nakumanya,”//
Nakaayi is currently staying with her daughter in a makeshift shelter they erected near where their house stood since they have nowhere to go or stay. She says that they have given up on the matter saying they were asked to pay Shillings 50, 000 to the Mukono police division for officers to visit the scene as well as arrest the culprits, which they don’t have.
Nakonde denies demolishing Nakaayi’s house and instead accuses her of masterminding the demolition of her own house to taint her image since she is a new resident in the community. URN has since learned from the former sub-county Internal Security Officer-GISO, Edward Magera that Ssekamanya sold off the portion of Nakaayi's land to service loans from different banks.
Being the landlord, Ssekamanya fraudulently brought loan officers and a land valuer who toured Nakaayi’s land and as well took pictures in her absence so as to secure the loan. According to Magera, Nakaayi has occupied the contested land for over 35 years when she got married to his late husband, Paul Kasirivu who also inherited the land from his late father.
//Cue in: “Kati bwebajja bajanga…
Cue out: …ngenda kulaba owettaka,”//
Our efforts to speak to Mercantile were unsuccessful as the receptionist who picked up calls from our reporter said the manager will be available on Thursday this week.
However, the valuation report done by Racheal Nasirumbi from WROk valuation consultants limited on behalf of Mercantile confirms that the house and land were captured during the assessment at a market value of Shillings 70million.
